Jack was great, not a straightforward deal, but Jack went above and beyond.
International Investors and High Net Worth Individuals
International Investors and High Net Worth Individuals
Bringing UK property within reach, no matter where you are
Investing in UK property from abroad shouldn’t be complicated. At Word On the Street, we specialise in helping international clients secure competitive mortgage options for buy-to-let and investment property assets. Whether you’re based in Asia, the Middle East, Europe, or beyond, our team ensures a smooth, transparent process from start to finish.
We have strong relationships with UK and International banks including private funds, family offices and specialist lenders.
Lenders often have stricter criteria for foreign nationals due to factors like income, residency status, and currency risks. We work with lenders who understand the international investor and have mortgage products designed for this sector of the market.
Who do we support?
- High net worth individuals
- Overseas Investors
- Foreign nationals who have recently moved to the UK
- International business owners and entrepreneurs
- Individuals, Limited Companies, Partnerships and Trust
Our services
Asset backed mortgages – mortgages secured against existing property assets to fund your property purchase.
Buy-to-Let Mortgages – Invest in UK rental property with expert guidance
Bridging Loans – Short term solutions when you are acquiring an investment property on a tight timescale, or to gain a UK credit footprint.
Remortgaging – Switch to a better deal or release equity from your UK property.
Specialist Lending – Solutions for complex income, credit history, or property types
No, everything can be done via email, scanning documents, e-signatures and the post.
- If you meet the required asset thresholds and can show you’ll make repayments, many lenders will overlook small credit issues.
- The right broker can match you with lenders who focus on your wealth, not past financial problems. Being upfront about your history helps them find the best solution for you
To apply for a product in the UK, you’ll need to provide a range of documents to help lenders assess your eligibility and financial stability. While exact requirements vary between lenders, you can typically expect to supply the following:
- Proof of identity: a valid passport or national ID card
- Proof of address: recent utility bills, bank statements, or tenancy agreements from your country of residence
- Proof of income: payslips, employment contracts, or tax returns if self-employed
- Bank statements: usually covering the last 3 to 6 months
- Credit report: from your current country of residence and/or the UK
- Details of the property: including the purchase price and intended use
- Proof of deposit: showing the source and availability of funds
Additional documentation may be requested depending on your location, currency of income, or the specifics of the mortgage
A high-net-worth client can be defined by having either £300k annual net income or £3m+ in net assets.
The amount required for a mortgage or specialist finance will vary dependant on the specific lender or product. Typically, 20-30% will be required as a deposit on a purchase transaction.
Not always. Some lenders allow international accounts, but having a UK account can make the process smoother.
What our customers are saying:
Michael and the team were fantastic in securing my financing for an HMO purchase of mine. Quick and efficient throughout – would (and do) recommend.
I’ve used Michael and Ben at Word On The Street on several refinances and purchases now. Danielle is fantastic and so quick at getting back to you. I truly believe it’s not what you know, but who! Michael is very well connected and has been able to push things over the line quicker than any broker I’ve used previously! I’d recommend these guys in a heart beat! Another completion over the line today, on to the next one!
I’ve just re-mortgaged a property via Word On The Street, and may I say that Danielle was amazing! Couldn’t have done any better, and everything went smoothly. All my mortgage requirements will go through your company from now on. Thank you.
Very likely the best brokerage in the UK. 5* on all accounts.
I have worked with many brokers over the years, but none have come close to the professionalism and expertise of Word On The Street. They have managed my large and complex property portfolio with absolute precision, always finding the best solutions no matter how challenging the case. Communication is clear, proactive, and they go above and beyond to keep everything moving smoothly. Their market knowledge and network are second to none, which has saved me both time and money. I would highly recommend them to anyone serious about building or managing a property portfolio.
5* service from genuine people who really care about the outcomes of their customers.
I just want to say a huge thank you to Mike, Steve, Danielle, and Pauline at Word on the Street for all their help and support with my buy-to-let mortgage. From start to finish, they made the whole process smooth, stress-free, and surprisingly easy.
Their communication was excellent – always keeping me informed and answering any questions I had quickly and clearly. It really felt like they had everything under control, and I had full confidence in them throughout.
If you’re looking for a professional, friendly, and efficient team to handle your mortgage, I can’t recommend Word on the Street enough.
Thanks again for everything!
We have just completed our first refinance with Word on the Street with a specialist lending product. Micheal spent a lot of time on the phone with us to make sure he had full understanding of the structure on our side which enabled him to set us up with a lender that best suited our needs.
It was easily the smoothest/quickest remortgage we have ever done, with Micheal pushing it through until the very end to make sure we completed on time.
Special mention as well to the case manager Danielle who was on our case (no pun intended) to make sure we got the relevant documentation and inquiry replies back to her as quickly as possible to enable us to complete efficiently.
We currently have 2 further refinances going through with them now and the experience has been just as pleasant. 10/10 would recommend.
Professional service. Quickest refinance I have experienced on a portfolio of flats with HTB. Would definitely use again, Michael was always available on the phone to assist with any queries, and recommended a solicitor who got everything done for us in time!
How can we help?
Contact us today to learn more about our mortgage and loan product services and how we can help you achieve your financial goals.